Earn from the green economy with Credit Agricole

– EkoZysk II is an individual life and annuity insurance with an insurance capital fund. On the one hand, it provides life insurance coverage and, on the other hand, the opportunity to profit from the growth of the index which gathers companies developing environmentally friendly technologies – explains Tomasz Wyłuda, Director of the Investment Advisory Office at Credit Agricole.

The product guarantees full protection of the invested premium. After four years of investment, at the end of the insurance period, the customer will receive a higher value out of the following two variants: either 103% of the invested capital or 100% of the average increase in the base index.

– If the index never increases, the customer can still get more money than he put in when buying the product. And if the stock market situation will be good and the index will grow, the profit will be much higher. However, we must remember that every investment is connected with risk, so it is worth diversifying your investment portfolio – encourages Tomasz Wyłuda.

The results of the "EcoZysk II" product will be calculated on the basis of the MSCI Europe Select Green 50 5% Decrement index, which represents European companies from the broadly understood "green economy" sector, such as Vestas Wind Systems, Peugeot, Skanska AB, Neste Corporation.

– The green economy increases human well-being and social equality, while reducing environmental risks and scarcity of natural resources. At Credit Agricole we attach great importance to environmental protection and therefore we support all initiatives that support the development of clean and modern technologies. Hence the idea for a financial product which, thanks to its attractive offer, can also be an effective tool to change the world for the better – convinces Tomasz Wyłuda.

The subscription to the "EcoZysk II" is open for seven weeks in the period from 28 January to 15 March 2019. The minimum deposit is PLN 3,000 and the maximum amount is PLN 1.02 million. The initial fee is 2 percent, which means that 98 percent of the funds paid by the client is invested. The total investment time is 4 years and 42 days.

Credit Agricole Bank reminds that investing is connected with market risk. A detailed description of all risks related to the product can be found in the key information document (KID), Financial Terms and Conditions – UFK Regulations, MiFID Brochure and Product Card, which are available at www.credit-agricole.pl and www.ca-ubezpieczenia.pl